September 29

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Can Treasury Management Survive Digital Darwinism?

Enhanced functionality curbs FX risk and eliminates stranded items Bangor Savings Bank, headquartered in Bangor, Maine, embodies customer experience. Founded in and driven by the motto You Matter More, the community bank continuously strives to create a seamless and convenient experience for the businesses and consumers it serves. Yet as a bank comprised of

Benefits of Online Check Shopping Implementation

Human Behavior Hacks That Increase Engagement and Response Rates

The Federal Open Market Committee FOMC has been steadily increasing the fed funds target rate since , with the most recent rate hike occurring on June , . Despite a historically flat yield curve basis points between the year and year treasury, the communications from the committee leave open the possibility for two additional

The General Data Protection Regulation PR is a new European law with a global impact. The regulation became effective on May , , and regulates how organizations use and treat the personal data of iniduals residing in the EU, regardless of whether the organization responsible for the data collection or processing is physically located

The customer experience is getting so much hype these days it even has its own hip moniker CX. Why is CX the hot topic right now? One reason is because tech titans like Amazon and Netflix have completely redefined it. For Amazon, Netflix, Google, Facebook and others, CX is alpha and omega, front and center,

Legislators could have done so much more. Like you, I was hoping The Economic Growth, Regulatory Relief and Consumer Protection Act the Act would provide more regulatory relief for the nations smallest community banks. Theres still cause for celebration, however. The Act has provisions related to capital requirements, financial reporting, and the Volcker Rule that

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Half of Americans Are Confused About Credit Card Rewards

The Future of the Branch They Still Play a Vital Role in Your CX

The Federal Reserve remains the goto source for authoritative data on the US payments system. In most cases such as with the Payments Study the Fed issues every three years the data is gathered from financial institutions. Add some behavioral data collected directly from consumers into the mix, though, and things get really

Overall, mergers and acquisitions in the finance world have been steady in recent years. What should banks be doing to prepare if they want to be acquired? What should they be doing if they want to acquire another bank? Lets look a little closer at this issue. Since we have seen a return to